:root {
  --navy: #001b50;
  --navy-2: #0a2a6b;
  --blue: #5b7fd6;
  --ink: #1b2233;
  --muted: #5a6275;
  --bg: #ffffff;
  --bg-alt: #f5f6f9;
  --line: #dfe3ec;
  --warn-bg: #fff6e5;
  --warn-line: #f0c36d;
  --radius: 10px;
  --wrap: 1080px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 80px; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font: 400 17px/1.6 Inter, system-ui, -apple-system, "Segoe UI", sans-serif;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy-2); }

h1, h2, h3 { font-family: "Zilla Slab", Georgia, serif; color: var(--navy); line-height: 1.15; margin: 0 0 .5em; }
h1 { font-size: clamp(2rem, 4.5vw, 3rem); color: #fff; }
h2 { font-size: clamp(1.6rem, 3vw, 2.1rem); }
h3 { font-size: 1.3rem; }
p { margin: 0 0 1em; }

.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 16px; }
@media (min-width: 720px) { .wrap { padding: 0 32px; } }

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 10;
  background: rgba(255,255,255,.96);
  border-bottom: 1px solid var(--line);
}
.header-row { display: flex; align-items: center; justify-content: space-between; height: 68px; gap: 16px; }
.brand img { width: 158px; }
nav { display: flex; align-items: center; gap: 22px; }
nav a { text-decoration: none; color: var(--ink); font-weight: 500; font-size: .95rem; }
nav a:not(.btn) { display: none; }
@media (min-width: 720px) { nav a:not(.btn) { display: inline; } }

/* Buttons */
.btn {
  display: inline-block; background: var(--navy); color: #fff; text-decoration: none;
  font: 600 1rem Inter, sans-serif; padding: 12px 22px; border-radius: 8px; border: 2px solid var(--navy);
  cursor: pointer;
}
.btn:hover { background: var(--navy-2); border-color: var(--navy-2); }
.btn:disabled { opacity: .6; cursor: wait; }
.btn-small { padding: 7px 14px; font-size: .9rem; color: #fff !important; }
.btn-ghost { background: transparent; border-color: rgba(255,255,255,.6); color: #fff; }
.btn-ghost:hover { background: rgba(255,255,255,.1); border-color: #fff; }
.hero .btn:not(.btn-ghost) { background: #fff; color: var(--navy); border-color: #fff; }
.hero .btn:not(.btn-ghost):hover { background: #e8edf8; }

/* Hero */
.hero { background: var(--navy); color: #dfe6f5; padding: 72px 0 80px; }
.hero-grid > div { max-width: 820px; }

.eyebrow { text-transform: uppercase; letter-spacing: .14em; font-size: .8rem; font-weight: 600; color: #9fb4e6; }
.lede { font-size: 1.15rem; max-width: 40em; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }

/* Sections */
.section { padding: 72px 0; }
.section-alt { background: var(--bg-alt); }
.note, .small { color: var(--muted); font-size: .92rem; }

.cards { display: grid; gap: 20px; margin: 24px 0; }
@media (min-width: 760px) { .cards { grid-template-columns: repeat(3, 1fr); } }
.card { border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; border-top: 4px solid var(--navy); }
.card p { margin: 0; color: var(--muted); }

/* Fees */
.fees-grid { display: grid; gap: 32px; }
@media (min-width: 860px) { .fees-grid { grid-template-columns: 1fr 1.4fr; } }
.fee-table { width: 100%; border-collapse: collapse; background: #fff; border-radius: var(--radius); overflow: hidden; margin-bottom: 24px; border: 1px solid var(--line); }
.fee-table caption { text-align: left; font: 600 1.15rem "Zilla Slab", serif; color: var(--navy); padding-bottom: 8px; }
.fee-table th, .fee-table td { padding: 11px 16px; border-bottom: 1px solid var(--line); font-size: .97rem; }
.fee-table tr:last-child th, .fee-table tr:last-child td { border-bottom: 0; }
.fee-table th { text-align: left; font-weight: 400; }
.fee-table td { text-align: right; font-weight: 600; white-space: nowrap; color: var(--navy); font-variant-numeric: tabular-nums; }

/* About */
.about-grid { display: grid; gap: 32px; align-items: start; }
@media (min-width: 760px) { .about-grid { grid-template-columns: 280px 1fr; gap: 48px; } }
.headshot { border-radius: var(--radius); width: 100%; max-width: 280px; }
.facts { padding-left: 1.2em; color: var(--muted); }
.facts li { margin-bottom: .3em; }

.steps { padding-left: 1.3em; max-width: 46em; }
.steps li { margin-bottom: 1em; }

/* Contact */
.contact-grid { display: grid; gap: 32px; }
@media (min-width: 900px) { .contact-grid { grid-template-columns: 1fr 1.5fr; gap: 56px; } }
.warning { background: var(--warn-bg); border-left: 4px solid var(--warn-line); padding: 14px 16px; border-radius: 6px; font-size: .95rem; }

.form { display: grid; gap: 18px; }
.form label { display: grid; gap: 6px; font-weight: 500; font-size: .95rem; }
.form input[type=text], .form input[type=email], .form input[type=tel], .form select, .form textarea {
  font: inherit; font-weight: 400; padding: 10px 12px; border: 1px solid #c5ccda; border-radius: 8px; background: #fff; color: var(--ink); width: 100%;
}
.form input:focus, .form select:focus, .form textarea:focus { outline: 2px solid var(--blue); outline-offset: 1px; border-color: var(--blue); }
.row2 { display: grid; gap: 18px; }
@media (min-width: 600px) { .row2 { grid-template-columns: 1fr 1fr; } }
fieldset { border: 1px solid var(--line); border-radius: var(--radius); padding: 14px 18px 10px; margin: 0; }
legend { font-weight: 600; padding: 0 6px; font-size: .95rem; }
.form label.check { display: flex; align-items: center; gap: 10px; font-weight: 400; margin-bottom: 6px; }
.check input { width: 18px; height: 18px; accent-color: var(--navy); }
.opt { color: var(--muted); font-weight: 400; }
.hp { position: absolute; left: -9999px; }
.form-status { margin: 0; font-weight: 500; color: var(--navy); min-height: 1.6em; }
.form .btn { justify-self: start; }

/* Footer */
.site-footer { background: var(--navy); color: #c6d1ea; padding: 40px 0; font-size: .92rem; }
.footer-row { display: flex; flex-wrap: wrap; gap: 24px 48px; align-items: center; justify-content: space-between; }
.site-footer p { margin: 0; }
.site-footer a { color: #fff; }

/* Privacy page */
.prose { max-width: 46em; padding: 56px 16px; margin: 0 auto; }
.prose h1 { color: var(--navy); }
.hero-mark { display: none; }